Just sharing stuff…
Tomorrow will be my first day back at work — meaning, back to the real-world. Today, I am aboard a plane bound for Singapore. The flight is approximately 3 hours and 15 minutes from Manila. I have managed to be productive while in this flight. I touched up on this paper I’m writing on multi-level markets and pyramid scams (I’ll definitely share it here once it gets accepted for publication.). Also, I got to scribble and doodle some notes — a part of my ‘hypothetical’ financial plan. I was asking myself earlier how I was gonna allocate my 2012 cash savings from my 2012 salary.
Gagalawin ko ba para lumago or ipaparada nalang sa savings account? Pag pinakealaman ko at ininvest sa kung saan naman kasi, baka naman matalo lang. Ano kaya kung parté lang ng cash savings? Ilang pursyento ng ipon? Ano naman ang target kung papamuhunanan ko iyong 25%?
I realized that with my moderate appetite for financial risk (more cautious level), I am only willing to ‘risk’ about 25% (±10% perhaps) of my savings in equities; and if I reach my hypothetical target of +20% for 2013 for the 25% allocated fund as another investment capital, overall, the entire savings would only grow by as much as 5%.
Napa-alik-ik ako. Anliit. Hehe. Sa totoo lang, natuwa lang talaga akong mag-doodle.
Bah! I need to be more risk open than this if I truly want to beat inflation!